Howson Tattersall Investment

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By accessing and using this Website you acknowledge that you have read, understood, and agree to accept and be bound by the terms of the Legal Notices set out below. The Legal Notices may be modified by us from time to time without notice, by posting any changes within this document. Your continued access or use of the services provided by this Website will mean you accept the terms of the Legal Notices including any changes made to them. If you do not accept any of the terms below, please discontinue use of this Website and any of its associated pages. The laws of the Province of Ontario and any applicable federal laws of Canada will govern these terms and your use of this Website. Legal Notices: This Website and its contents are owned and maintained by Howson Tattersall Investment Counsel Limited and Mackenzie Financial Corporation. I. About Howson Tattersall Private Asset Management and Howson Tattersall Investment Counsel Limited Howson Tattersall Private Asset Management ("HTPAM") is a business name used to describe the private client business of Howson Tattersall Investment Counsel Limited ("HTIC"). HTIC is a wholly-owned subsidiary of Mackenzie Financial Corporation. II. About Mackenzie Financial Corporation Mackenzie Financial Corporation ("Mackenzie") is a multi-faceted investment management and financial services corporation founded in 1967. Mackenzie is a member of the IGM Financial Incorporated group of companies (TSX: IGM) and operates directly in North America and internationally through partner sub-advisor firms. Mackenzie's core business is the management of mutual funds on behalf of North American investors. The company manages and administers more than 100 investment funds, including mutual funds, segregated funds, pooled funds, pension funds, labour sponsored funds and structured products. In addition, Mackenzie's affiliates and its subsidiaries offer an array of loan, deposit and other financial products and services, as particularized below. III. Non-Canadian Investors Mackenzie and HTPAM products and services are only offered in jurisdictions where they may be lawfully offered for sale. All products and services are subject to the terms of each and every applicable agreement. It is important to note that not all products, services and information are available in all jurisdictions outside Canada. This site should not be considered an offer to sell or solicitation to buy any investment fund or other product, service or information to anyone in any jurisdiction in which an offer or solicitation is not authorized or cannot be legally made or to any person to whom it is unlawful to make an offer or solicitation. Prospective investors who are not resident in Canada should consult with their financial advisor to determine whether these products and services may be lawfully sold in their jurisdiction. IV. Information The contents of this Website are provided for informational and educational purposes and do not constitute specific advice regarding your personal investment situation or provide specific individual advice about investment, insurance, financial, legal, accounting, tax or similar matters.

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