Munich Reinsurance Company of Canada

Description

The Commercial Umbrella Liability Policy is a key element in the insurance program of almost every commercial enterprise. Personal Umbrella coverage has gained in popularity with individuals to protect their own personal assets.icy, as a supplement to a sound primary program, is an important part of any liability insurance protection program. This guide is intended to provide a practical and basic understanding of underwriting Umbrella Liability Policies. It does not pretend to be all encompassing. A sound knowledge of primary General Liability and Automobile underwriting is pre-supposed.

Dealing directly with insurance companies, we provide our clients with technical expertise, professional advice, training seminars and underwriting audits. We expand your ability to assume risk and enhance your image as a broad based and responsive insurer to your producers. We accept risks on both a pro rata and an excess of loss basis. We write all types of Property risks including: Commercial & Personal property.

At MROC, we offer superior capacity and expertise for all forms of treaties, including proportional and excess of loss. Our product lines include all of the traditional areas of Property and Casualty reinsurance, and are complemented by our flexibility and ability to tailor products to meet the most unique needs of our clients.

Not only do we provide traditional reinsurance, but we also offer carve-out coverage. We will reinsure a variety of specific exposures that are part of larger risks. Examples of carve-outs include specific vehicles, products, U.S. sales, or certain coverage’s within a risk structure. Placing reinsurance on a carve-out basis can assist in the writing of accounts and portfolio management. Submission requirements are no different than any other reinsurance placement. Just let us know what you would like us to participate on and we can provide you with a quote.

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