Hibiscus Tours International Ltd.

THESE TERMS AND CONDITIONS CONTAIN LEGAL OBLIGATIONS. PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY BEFORE USING THE Hibiscusinternational.com SITE. INTRODUCTION Welcome to the Internet site of Hibiscus International. These Terms and Conditions apply to all Hibiscus International Internet sites, which reference these Terms and Conditions.

Hibiscus International, a leader in Caribbean development, is a Canadian company dedicated to helping investors connect and do business in the Caribbean region. We provide professional consultation, education and marketing services for investors, developers and vacation home buyers seeking property and/or businesses throughout the region.

Kirk Sharpley: V.P. of International Sales Kirk Sharpley, a licensed real estate agent in Ontario with Keller Williams Real Estate, joined Hibiscus International in 2008 to head up the International Real Estate Division of Hibiscus International. With over 30 years experience in marketing and sales, a recipient of numerous international marketing awards and three seasons filming a television show in the Caribbean, Kirk has brought his creative energy to the business. He was the major influence in bringing Scotiabank on board as an active partner with Hibiscus International.

St. Martin/Sint Maarten is the smallest inhabited sea island divided between two nations. The southern half (Sint Maarten) reports to Holland and the northern half (St. Martin) reports to France. The two nations have peacefully coexisted without borders for over 300 years.