Atrens-Counsel Insurance Brokers Inc.

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To Our Customers: Atrens-Counsel Insurance Brokers Incorporated appreciates the opportunity you have given us to act on your behalf as your insurance advisor. As your Insurance Broker, we purchase insurance products and services on your behalf that are available, affordable and understandable. Our role is to provide you with the best insurance value that combines coverage, service and price. We also provide personalized quality service that includes professional insurance advice, ongoing policy maintenance and claims support. When any issue arises regarding your insurance coverage, we are your advocate using professional experience to best represent your individual interest. Brokerage compensation is part of your insurance premium. For your benefit, we have listed the Insurers that we represent and have included the range of compensation each provides as a percentage of your overall premium for new and renewal business. Atrens-Counsel Insurance Broker Incorporated shares common ownership with RSA Insurance Company. In order for us to maintain strong relationships with quality insurers, we work with each to provide the type of business they desire. The insurer's with an asterisk (*) recognize our efforts through a Contingent (Profit) Commission contract. Payment of this Contingent (Profit) Commission may depend on a combination of growth, profitability (loss ratio), volume, and retention of business with each individual insurer. Contingent (Profit) Commission is not guaranteed. For detailed information on Contingent (Profit) Commissions, please go to the individual company's website. ABEX o/b Affiliated Brokers Exchange AVIVA* BOILER INSPECTION CHUBB* CHUBB INSURANCE SOLUTIONS AGENCY Incorporated ELLIOTT SPECIAL RISKS ECONOMICAL* GUARANTEE COMPANY OF NORTH AMERICA INTACT* NOVEX GROUP INSURANCE* JEVCO PERTH PREMIER MARINE RSA INSURANCE COMPANY* RSA INSURANCE COMPANY (Facility) "“ 5% Subject to $250. Cap. WA INSURANCE ZURICH

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