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  • Hoyes, Michalos & Associates Inc. Closed, opens Monday 8:00 AM Website
    416-815-7515
    8 King Street East, Suite 812, Toronto, ON M5C 1B2

    Hoyes Michalos provides licensed insolvency trustees and credit counselling services to Ontario residents seeking debt relief. They offer free confidential assessments, consumer proposals, bankruptcy alternatives, and personalized debt‑management plans. Their Toronto downtown office assists individ…

  • Hoyes, Michalos & Associates Inc. Closed, opens Monday 8:00 AM Website
    416-778-4509
    658 Danforth Avenue, Suite 203, Toronto, ON M4K 1R2

    Hoyes Michalos is a licensed Debt Relief firm with 20 years' experience helping people get out of debt. As a Licensed Insolvency Trustee, we are accredited by the Canadian government to provide Consumer Proposal, Bankruptcy and Credit Counselling services. Our mission is to give you a fresh financi…

  • Hoyes, Michalos & Associates Inc. Closed, opens Monday 8:00 AM Website
    416-921-3223
    800 King Street West, Suite 2A, Kitchener, Ontario, Canada, Toronto, ON N2G 1E9

    Hoyes Michalos provides licensed insolvency trustee services, helping individuals in Ontario, especially the Greater Toronto Area, resolve debt through consumer proposals, bankruptcy filings, credit counselling, and debt consolidation. They offer free confidential consultations, personalized debt‑r…